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Coaches Coverages 2019-20
General Liability Insurance
Download document| Carrier: | Scottsdale Insurance Company |
|---|---|
| General Aggregate Limit: | $5,000,000 |
| Products-Completed Operations Aggregate Limit | $5,000,000 |
| Each Occurrence Limit: | $2,000,000 |
| Personal and Advertising Injury Limit: | $1,000,000 |
| Damage to Premises Rented to You: | $300,000 |
| Premises Medical Payments: | $5,000 |
| Sexual Abuse & Molestation – Each Occurrence: | $1,000,000 |
| Sexual Abuse & Molestation – Aggregate: | $2,000,000 |
| Participant Legal Liability: | $1,000,000 Coverage Endorsement |
| Crisis Response - Each Event/Aggregate | $25,000 |
| Deductible | $0 |
Accident Insurance
| Carrier: | Hartford Fire Insurance Company |
|---|---|
| Accident Medical Expense Benefit | |
| Maximum Benefit: | $50,000 |
| Deductible: | $250 |
| Accidental Death and Dismemberment Maximum Benefit | $10,000 |
| Heart & Circulatory Malfunction Maximum Benefit: | $10,000 |
| Physical Therapy – per Visit: | Up to $50 Per Day |
| Physical Therapy – Maximum per Injury: | 40 Days, Limited to One Treatment Per Day |
| Durable Medical Equipment – Maximum per Injury: | Up to $1,000 per Covered Accident |
| Prescription Drug – Maximum per Injury | Up to $1,000 per Covered Accident |
| Benefit Period | 52 Weeks |
| Concussion | $100 |
| Treatment by a Physician | Within 26 hours |
| Concussion – Maximum | 3 |
Umbrella Liability Insurance
| Carrier: | National Casualty Company |
|---|---|
| Policy Limit: | $1,000,000 |
| Eligibility: | Accredited Interschoolastic Coach (AIC) certification |
Covered Activities
Insured persons are covered for injury resulting from an accident which occurs directly from:
- Activities that are scheduled, sponsored, or supervised by the policyholder;
- Premises owned, leased or borrowed by the policyholder;
- Travel scheduled, sponsored or supervised by the policyholder. (accident medical coverage only)
- For officials/referees, coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition, which includes assigning, chain crew, and
attending or operating officiating camps, clinics or meetings. - Coaches - coverage is only afforded to those members of the National Federation Coaches Association who are certified by the NFHS as having completed the National Federation Coaches Education Program.
Claim, Certificate of Insurance and Detailed Coverage Information Contact:
Dissinger Reed, 8700 Indian Creek Parkway, Suite 320, Overland Park, KS 66210
Phone: 800-386-9183 or 913-491-6385
Fax: 913-491-0527
email:info@dissingerreed.com