Speech, Debate & Theatre Coverages 2024-2025

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Carrier:	National Casualty Company
General Aggregate Limit:	No limit
Products-Completed Operations Aggregate Limit	$5,000,000
Each Occurrence Limit:	$1,000,000
Personal and Advertising Injury Limit:	$1,000,000
Damage to Premises Rented to You:	$300,000
Premises Medical Payments:	$5,000
Sexual Abuse & Molestation – Each Occurrence:	$1,000,000
Sexual Abuse & Molestation – Aggregate:	$2,000,000
Participant Legal Liability:	$1,000,000
Crisis Response - Each Event/Aggregate	$25,000

Carrier:	Hartford Life and Accident Insurance Company
Accident Medical Expense Benefit
Maximum Benefit:	$50,000
Deductible:	$250
Heart & Circulatory Maximum Benefit:	$2,500
Heart & Circulatory Malfunction Benefit:	10%
Physical Therapy/Chiropractic – per Visit:	$50
Physical Therapy/Chiropractic – Maximum per Injury:	$2,000
Durable Medical Equipment – Maximum per Injury:	$1,000
Outpatient Prescriptions – Maximums per Injury:	$1,000
Dental Maximum Limit:	Included in Medical Max
Accidental Death & Dismemberment Benefit:	$2,500

Insured persons are covered during:

Officiating duties during a regularly scheduled sports or activity competition
port or activity must be recognized in that state by the member state high school association Officiating duties including chain crews and attending officiating camps, clinics and meetings
Coverage is extended to youth, recreational and college officiating, however, the sport must be recognized by the state high school association
Premises owned, leased or borrowed by the policyholder
Direct travel to and from a covered activity

Dissinger Reed, 8700 Indian Creek Parkway, Suite 320, Overland Park, KS 66210

Phone: 800-386-9183 or 913-491-6385

Fax: 913-491-0527